Home Buying Tips from Jan Lazzara

Buying a home is an exciting time in one’s life. Making the smart move of choosing a realtor is your first step to ensuring that your new home and community meet your needs. Turn to Jan Lazzara for her personalized service and experience. She will help you with every step in the home buying process from financial aid to helping you find the home that best suits you and your family.

Buying a home is an exciting time in one’s life. Making the smart move of choosing a realtor is your first step to ensuring that your new home and community meet your needs. Turn to Jan Lazzara for her personalized service and experience. She will help you with every step in the home buying process from financial aid to helping you find the home that best suits you and your family.

As Your Agent, Jan Will:

  • Assure that you see all the properties in the area that meet your criteria
  • Guide you through the entire home buying process, from finding homes to look at, to getting the best financing
  • Make sure you don’t pay too much for your new home and help you avoid costly mistakes
  • Answer all your questions about the local market area, including schools, neighborhoods, the local economy, and more
Luxury Houses Surrounding Large Pool – Mishawaka, IN – Jan Lazzara
Home Buying Process Infographic – Mishawaka, IN – Jan Lazzara

Before You Start Looking for Your New Home:

  • Check your credit rating. Straighten out any errors before it’s too late
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment
  • Find a loan that meets your needs and get pre-qualified (preferably pre-approved)
  • Choose a realtor that you trust and who understands your needs
  • Determine what neighborhood best matches your needs
  • Identify important features you need your new home to have

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation, and establishing an escrow account
  • Third-party fees include charges for insurance, title search, and other inspections such as termites
  • Government fees include deed recording and state & local mortgage taxes
  • Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation, and establishing an escrow account
  • Third-party fees include charges for insurance, title search, and other inspections such as termites
  • Government fees include deed recording and state & local mortgage taxes
  • Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance

To learn more about home buying, call (574) 532-8001.

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